Lets say you’re involved in an automobile accident in which the other driver is at fault; it’s safe to assume that the at-fault driver's car insurance will pay for the damages right? Not exactly, because if the individual who caused the accident has only the Florida State Required Minimum liability coverage, it will not cover [...]
Businesses and Homeowner's should begin surveying damages to their property and belongings. As you begin filing a homeowner or commercial property insurance claim, here are a few tips to help with the process. Document all damaged property and belongings. Take photos or shoot video footage before attempting any temporary repairs. When you file an insurance [...]
Rental car reimbursement coverage helps pay for rental car costs you incur when your car's damages are covered by your comprehensive and collision car insurance coverage. For example, you may need to rent a car if your own car is being repaired for damages caused: In a car accident where you were at-fault. In a [...]
In the state of Florida, the term time-sharing is used instead of custody and visitation. Your time-sharing arrangements are when your child spends time with each parent. The court will order a time-sharing schedule that is in the best interests of the children while taking into consideration factors in the Florida Statute 61.13. A parenting [...]
Have you ever been driving behind a semi truck and noticed a sign that says “Stay Back” or “Not Responsible for Broken Windshields” affixed to the trailer? Most people tend to instinctively believe the signs they see every day. But, it just doesn’t work that way. Florida Statute §316.520 states that a vehicle may not [...]
On September 9th, 2016, Mazda recalled 2.2 million cars and SUVs worldwide due to rear hatch failures which would cause the vehicle's deck lid or trunk to unexpectedly slam closed. In a statement released by Mazda, a representative indicated that the corrosion protection applied to the hatch lift supports at the factory did not provide [...]
The term "non-joinder" refers to the omission of a necessary party to an action, which in this case is the insurance company. Under Florida Law, a jury will never know whether the defendant in a lawsuit has an insurance policy that will cover a verdict against them. In other words, the vast majority of personal [...]
On October 1st, 2015, the 790-foot Jacksonville based freighter called the El Faro, sank near the Bahamas on the way to Puerto Rico. All 33 crew members were killed in the worst United States commercial maritime disaster in decades. This tragedy left everyone with questions and that’s why it was the National Transportation Safety Board’s [...]
What is an Emergency Medical Condition? EMC is the term for a medical condition manifesting itself by acute symptoms of sufficient severity, which may include severe pain, such that the absence of immediate medical attention could result in serious jeopardy to the individual’s health, and/or serious dysfunction of any bodily organ or part, and/or serious [...]
What is the 14 Day Rule? The Florida Personal Injury Protection (PIP) law states, after a motor vehicle accident, individuals will have only 14 days to seek medical treatment. If two weeks goes by after the accident and treatment is not sought out, you will be denied coverage. Florida Statutes 627.736(1) (a) outlines the personal [...]
